To sell a property, you’ll typically need the title deed, sale deed, encumbrance certificate, property tax receipts, approved building plan, and identity/address proof. If the property is mortgaged, a loan closure certificate (NOC) from the lender is also required before transferring ownership.

Yes, you can. If your property is under a loan, you’ll need to inform your lender and obtain a foreclosure or NOC letter. The buyer can then either repay the remaining loan amount directly to the bank or take a new loan to complete the purchase. The property transfer happens after the lender releases the original title documents.

You can apply for a housing loan with banks or financial institutions by submitting your income proof, ID proof, property documents, and credit details. Lenders evaluate your eligibility based on income, repayment capacity, and credit score. Once approved, the loan amount is disbursed either directly to the seller or in installments for under-construction properties.